Loans you'll love

Need some cash? Get a loan between R500 and R2000 with a super low-interest rate of just 3% per month.

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We're flexible

You can save interest by repaying your short-term loan early. We're here to help you find a solution if things go wrong.

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We're committed to you

We lend responsibly, treat you fairly, and help you manage your money.

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We're transparent

There are no hidden charges. We make all our fees completely clear upfront before you apply.

What Our Clients Are Saying

Gizella
9.5

"I borrowed some money from LoanChat, and they charged me only a 3% interest rate. Applying for the loan was quick, and I got the money without any problems. The people working there were really friendly, which made the whole experience even better."

Chanel (George, Western Cape)
antonette
9.7

"I got a short-term loan from LoanChat with a 3% interest rate. Completing the application and getting my money was easy, quick and stress-free."

Antonette (George, Western Cape)
nathan
9.6

"LoanChat is a great option for people who need a fast and low-interest loan because they are dedicated to making the process smooth and customer-friendly."

Nathan (Bellville, Western Cape)

What You Can Get

pricing-001

The repayments on our loans are in line with NCR guidelines.

R
500

Features

  • Initiation Fee R75
  • Service Fee R85
  • Interest R26
  • REPAYMENT R710
Buy product
pricing-002
Recommended

For teams that need additional security, control and support.

R
1000

Features

  • First feature
  • Second feature
  • Third feature is a bit longer than other features.
  • Fourth feature Additional fees may apply.
  • Fifth feature
  • Sixth feature International shipping.
  • Seventh feature
Buy product
pricing-003

For teams that need additional security, control and support.

R
1500

Features

  • First feature
  • Second feature For the USA only.
  • Third feature
  • Fourth feature
  • Fifth feature is a bit longer than other features.
Buy product
pricing-001

For teams that need additional security, control and support.

R
1800

Features

  • First feature
  • Second feature is a bit longer than other features.
  • Third feature
  • Fourth feature Additional fees may apply.
  • Fifth feature
Buy product
pricing-002
Recommended

For teams that need additional security, control and support.

R
2000

Features

  • First feature
  • Second feature
  • Third feature is a bit longer than other features.
  • Fourth feature Additional fees may apply.
  • Fifth feature
  • Sixth feature International shipping.
  • Seventh feature
Buy product
pricing-003

For teams that need additional security, control and support.

OTHER

Features

  • First feature
  • Second feature For the USA only.
  • Third feature
  • Fourth feature
  • Fifth feature is a bit longer than other features.
Buy product
customer-support

We're here to help!

We understand that unexpected expenses can arise, and we're here to help bridge the gap until your next payday.